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Payments, lending, and collections — engineered for your business.

Payment processing, financing programs, and receivables recovery. Built around how your business already works.

How We Work

Every deployment starts with your existing systems of record, your workflows, your customers. We configure and manage our platform around what you already have, not the other way around. Our fee is tied to the revenue we help you collect. We only do well when you do.

The Platform

Patient & Consumer Financing

Your patients need a procedure but can't pay upfront. We give them flexible monthly plans at checkout — and pay you in full within days. You take zero credit risk. Built for dental, veterinary, and similar practices.

Payment plan flow diagram

In-House Lending

For merchants who want to offer financing directly to their customers without the operational overhead. Automated ACH debits timed to customer payroll cycles, credit assessment that goes beyond FICO, and portfolio management. No lending operation required.

Lending platform timeline and portfolio diagram

Automated Collections

Past-due accounts sitting in a spreadsheet aren't recovering themselves. Our system contacts delinquent customers, negotiates payment plans, and collects — all without your team picking up the phone.

Automated collections conversation flow
Built By

The founding team has spent their careers building payments and lending products for fintech leaders. They started Lemur to bring that same infrastructure to the businesses that need it most.

Tom Little
Tom Little
Partner
Nick Kishfy
Nick Kishfy
Partner
Chris Shoemaker
Chris Shoemaker
Partner
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Integrated with